Loans and Credits
Financial Solutions for Every Need
Explore our range of loan and credit products designed to empower individuals, businesses, and communities.
TERM LOAN
Get quick and flexible financing tailored to your needs — whether it's rent, education, health, or personal projects. Enjoy fast approval, convenient repayment plans, and competitive interest rates.
OVERDRAFT
Access extra funds instantly when your account balance runs low. Our overdraft facility gives you financial breathing space — spend, withdraw, or transfer beyond your available balance with ease.
RUFIN LOAN
Empowering rural entrepreneurs, farmers, and micro-businesses with accessible financial support. Our RUFIN Loan is designed to boost agricultural productivity, expand small enterprises, and strengthen community development.
GROUP LOAN
A supportive lending solution designed for groups, cooperatives, associations, and business clusters. With shared responsibility and collective strength, members can access affordable financing to grow and thrive together.
SPECIAL LOAN
A customized financing solution designed to meet unique personal, business, or emergency needs. Our Special Loan offers flexible terms, quick access to funds, and tailored support — because every financial situation is different.
LOCAL PURCHASE ORDER
Secure the financing you need to execute verified supply contracts with ease. Our LPO Loan provides timely support to businesses fulfilling government or corporate purchase orders — ensuring smooth delivery and steady growth.
FIXED ASSET ACQUISITION SCHEME
Empowering individuals and businesses to acquire essential assets without financial strain. Our Fixed Asset Acquisition Scheme provides affordable financing for equipment, machinery, vehicles, and other long-term assets needed for growth and productivity.
BRIDGING LOAN
A short-term financing solution designed to cover urgent financial gaps until permanent funding arrives. Our Bridging Loan offers quick access to funds, helping you meet important obligations without disruption.
DAILY CONTRIBUTION ADVANCE
Access funds ahead of your daily savings cycle. Our Daily Contribution Advance supports traders, artisans, and small businesses with quick, flexible financing based on their contribution history.
SCHOOL BASED LOAN
Invest in education without financial strain. Our School Based Loan gives parents and students easy access to funds for tuition fees, school supplies, and other education-related expenses.
Become Part of the Ilora MFB Family
Take control of your finances with a microfinance bank that puts you first. Enjoy fast, secure, and innovative banking solutions designed for your needs.
